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BALANCE
Financial Fitness
Program
Sentinel Graphics
Federal Credit Union is dedicated to helping you realize your financial
goals - reducing your debt, saving for higher education, buying your
first home, or planning for retirement. Which is why we are excited to
announce your newest benefit of membership: BALANCE Financial Fitness
Program. More info...
Find an ATM
Near
You
Try one of the online ATM locators:
Running low on checks?
Reorder them online now.
Its fast, easy & convenient!
Our credit union works
hand-in-hand with
CU
Members Mortgage to provide you with a comprehensive selection of more
than 150 mortgage products with the most competitive rates and flexible
terms. Full story...
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ID Theft Facts
TRUE Nothing can PROTECT you
against Identity Theft just as nothing can protect you from getting into a
car accident
TRUE One in forty-three
Americans will have their Identity stolen this year
TRUE It could take up
to 130 hours to resolve problems due to Identity Theft
TRUE Out of Pocket
expenses could reach as high as $1500
In the coming months, Sentinel Graphics FCU will inform you with tips on
protecting your identity. Although nothing can protect you from identity
theft, there are many programs available to you as a consumer to help
relieve the financial burden as well as the immense amount of time spent
trying to resolve the issues.
We have partnered with one of our long time
vendors to bring you a low cost recovery product for you and your family.
This product will become available to our checking members FREE of charge
for 90 days beginning October 1, 2008.
This product will offer you, your spouse
and your children under the age of 25 years the following benefits:
•Professional Certified Recovery Advocate
• Threat Assessment
• Customized Recovery Plan
• Fraud Alerts for Compromised Person(s)
• Disputes Filed
• No Time Limits
• Mitigates Damages
Although this product is FREE October 1,
2008 through December 31, 2008, we will begin charging your checking
account on January 1, 2009 a low monthly fee of $1.25. If you choose not
to participate, you may Opt-Out of the program by simply contacting the
credit union for an Opt-Out form that must be returned to the credit
union.
We will continue to maintain our high
standard of monitoring your credit union debit, ATM, and credit card for
fraudulent activity and notify you if there is suspicious activity. As
always your security is of the utmost importance to us.
Pairing Up
for Powerful $aving$ |
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It’s time to get even
more serious about saving money. Your credit union is pulling out the
stops to help keep you strong in a weak economy. Check out this powerful
pair up–we’re kicking off ‘09 with a super Certificate offer for all
members who open a new FREE checking account. Roll your cash into a
Certificate at the same time–invest $500 and earn an incredibly high 9%
APY* for 6 months.
Our checking account comes with significant savings built in too:
Start 2009 right with our
9% APY* Certificate and pair up with powerful savings that will add up to
more money in your account.
*Annual Percentage Yield effective as
of 1/1/09. Penalties may apply for early withdrawal. Limited time offer.
APY subject to change without notice. Yield applies to maximum deposit of
$500.
Audio Teller
You can conduct most of your Credit Union business by telephone in the
privacy of your own home or office – anytime that’s convenient for you, 24
hours a day, 7 days a week!
All you need is a touch-tone phone, your account number and your Personal
Identification Number (PIN) to check your account balances, transfer money
between accounts, find out when your last payroll deduction was posted, make
withdrawals, make additional loan payments, and much, much more. And it’s
FREE!
Click here and find out
more about our improved Audio Teller.
Arrive In Style
Greet the new year in new wheels. If you’re ready to buy a new or
pre-owned vehicle, check out the deals at AutoBranch. Or head to your
favorite dealership. Just make sure you have your pre-approved auto loan in
hand from your credit union. Don’t get stuck with a higher rate when
financing a vehicle is so easy with Sentinel Graphics FCU. Just complete a
loan application. Doesn’t
get much easier than that.
With rates low for new AND used cars, you’ll be sure to
arrive in style wherever you go with an affordable monthly payment.
Apply now, before you head
to the dealership.
Attention Members...
We have completed the upgrading of our home banking and bill pay product to
be in compliance with Multi Layer Authentication (MLA) rules. Your initial
log on will require you to choose a question and answer it. Upon subsequent
log-ins you will be asked this same question in order to access the online
banking products.
We at Sentinel Graphics FCU are committed to protecting your identity and
your accounts from fraudulent activity. If you should have any questions
please contact us at
memberservices@sgfcu.org.
REMINDER...
Sentinel Graphics Federal Credit Union will never email or
call you and ask for your account number, pin number or any other personal
information.
If you receive an unexpected e-mail saying your account or
credit card will be shut down unless you confirm your billing information,
do not reply or click any links in the e-mail body.
Please call us immediately and let us know if someone
claiming to be from the
credit union contacts you requesting personal information.
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Holiday Closing
We will be closed on Friday, July 3rd,
in observance of Independence Day.
Attention Members
The Credit Union offices will be closed on Wednesdays for the summer
beginning June 3rd.
It’s
almost summer. Schools out and its vacation time! In an effort to cut
expenses and overhead we will be closed on Wednesdays during the summer
beginning June 3rd. Please use our shared service facilities to make
deposits, payments and withdrawals. For a complete list go to
www.creditunion.net for a shared facility near you. We will return
in the fall to our regular hours.
If your vehicle loan is with another lender, refinance it
with us. We’re refinancing car loans at rates as low as 4.50% APR!*
Refinance with us and you may:
• Lower your interest rate
• Lower your monthly payment
• Keep more money in your pocket
Buying a new or used vehicle? Get the same rate break - as
low as 4.50% APR!* Hurry and apply today – online, by phone or in person.
Get Your Tax
Refund Faster
Receive your tax refund as quickly as possible by requesting
to have it direct deposited to your Sentinel Graphics FCU Savings or Checking
account.
On your tax form, you’ll need to supply the following
information:
Credit union’s Routing/Transit Number: 267078341
Your credit union account number: as shown on your statement
We’ve joined CU Service Centers, a shared branching
network of credit unions. That means you can now conduct most of your
Sentinel Graphics FCU transactions at more than 2,000 locations across the
nation, just as if you were in your own credit union branch.
Find out more...
We've Put Money on the Line For You!
• Credit line up to $5,000
• Instant access by writing a check
• Rates as low as 10% APR!*
Get Credit when you need it!
Now you can get pre-approved for a flexible line of credit for up to
$5,000. Withdraw cash whenever you need it - it's as easy as writing a
check! You can never tell when emergencies like hurricane damage, car
breakdown or home repairs will occur. It's reassuring to know that you
have access to cash, when you need it.
Planning Ahead Pays Off
Planning ahead means you can take advantage of low interest rates - as low
as 10% APR*. You'll have money on hand without resorting to high interest
last minute loans or credit card debit. A low interest credit line is also
a great solution for consolidating current debt.
This is Not Just A Line
Get pre-approved for up to $5,000. You'll receive special checks to access
your credit line. So when you need money, it's immediately available. It's
easy to apply online or call or come into the
credit union to secure your line of credit and peace of mind!
Notice
Currently, when a purchase is made in a
foreign country, the transaction amount is converted to U.S. dollars, and
adjusted by a 1% currency conversion fee. When the transaction is posted
to your account, the total amount (purchase amount plus conversion fee)
appears as a single transaction on your billing statement.
Effective April 2, 2005, a 1% International
Transaction Fee will be assessed on all transactions where the merchant
country differs from the country of the card issuer. The converted
transaction amount will be shown separately from the International
Transaction Fee on your billing/account statement. This fee will be
assessed on all international purchases, credit vouchers, and cash
disbursements.
Change to Foreign Transaction Currency
Exchange Rate:
Effective April 2, 2005, the exchange rate
for transactions in a foreign currency will be at a rate selected by Visa
from the range of rates available in wholesale currency markets for the
applicable central processing date, which rate may vary from the rate Visa
itself receives, or the government mandated rate in effect for the
applicable central processing date plus the 1% International Transaction
Fee.
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We're pleased to offer a special
new service designed to make your birthday, holiday and
special-occasion gift-buying more convenient than ever before: Gift
Cards.
Gift Cards are the only gift
that's guaranteed to please. They're welcome anywhere Visa® debit
cards are accepted. You choose the amount. We load the card in
seconds. The recipient can choose where to go and what to buy. It's
that simple!
Click Here For More Info
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