|

BALANCE
Financial Fitness
Program
Sentinel Graphics
Federal Credit Union is dedicated to helping you realize your financial
goals - reducing your debt, saving for higher education, buying your
first home, or planning for retirement. Which is why we are excited to
announce your newest benefit of membership: BALANCE Financial Fitness
Program. More info...
Find an ATM
Near
You
Try one of the online ATM locators:




Running low on checks?
Reorder them online now.
Its fast, easy & convenient!

Our credit union works
hand-in-hand with
CU
Members Mortgage to provide you with a comprehensive selection of more
than 150 mortgage products with the most competitive rates and flexible
terms. Full story...
|
REMINDER...
Sentinel Graphics Federal Credit Union will never email or
call you and ask for your account number, pin number or any other personal
information.
If you receive an unexpected e-mail saying your account or
credit card will be shut down unless you confirm your billing information,
do not reply or click any links in the e-mail body.
Please call us immediately and let us know if someone
claiming to be from the
credit union contacts you requesting personal information.
Save $$$ on Credit Card Finance Charges
6.9% APR* balance transfers thru June
2008!
NO transfer fees!
Tired of paying high credit card interest rates? Save
money on finance charges and put the extra cash in your pocket … or piggy
bank.
Transfer those balances from other bank credit cards, gas cards and store
charges to a Sentinel Graphics FCU Visa card and pay just 6.9% APR*
until June, 2008. Thereafter, the annual percentage rate is a low FIXED 9.9%
APR.*
How much will it cost you to transfer your outstanding balances from other
lender’s cards? NOTHING. There are no balance transfer fees.
So what are you waiting for? If you carry our Visa card, call us for a
balance transfer request form. If you don’t have our credit card, don’t
delay. Apply now online or
call us during regular business hours.
*Annual Percentage Rate. Subject to credit union
lending guidelines.
Attention Members...
We have completed the upgrading of our home banking and bill pay product to
be in compliance with Multi Layer Authentication (MLA) rules. Your initial
log on will require you to choose a question and answer it. Upon subsequent
log-ins you will be asked this same question in order to access the online
banking products.
We at Sentinel Graphics FCU are committed to protecting your identity and
your accounts from fraudulent activity. If you should have any questions
please contact us at
memberservices@sgfcu.org.
Arrive In Style
Greet the new year in new wheels. If you’re ready to buy a new or
pre-owned vehicle, check out the deals at AutoBranch. Or head to your
favorite dealership. Just make sure you have your pre-approved auto loan in
hand from your credit union. Don’t get stuck with a higher rate when
financing a vehicle is so easy with Sentinel Graphics FCU. Just complete a
loan application. Doesn’t
get much easier than that.
With rates as low as 5.75% APR* for new AND used cars, you’ll be sure to
arrive in style wherever you go with an affordable monthly payment.
Apply now, before you head
to the dealership.
*Annual Percentage Rate. Subject to credit union lending guidelines.
Notice
Currently, when a purchase is made in a
foreign country, the transaction amount is converted to U.S. dollars, and
adjusted by a 1% currency conversion fee. When the transaction is posted
to your account, the total amount (purchase amount plus conversion fee)
appears as a single transaction on your billing statement.
Effective April 2, 2005, a 1% International
Transaction Fee will be assessed on all transactions where the merchant
country differs from the country of the card issuer. The converted
transaction amount will be shown separately from the International
Transaction Fee on your billing/account statement. This fee will be
assessed on all international purchases, credit vouchers, and cash
disbursements.
Change to Foreign Transaction Currency
Exchange Rate:
Effective April 2, 2005, the exchange rate
for transactions in a foreign currency will be at a rate selected by Visa
from the range of rates available in wholesale currency markets for the
applicable central processing date, which rate may vary from the rate Visa
itself receives, or the government mandated rate in effect for the
applicable central processing date plus the 1% International Transaction
Fee.
|
Rate Break
Car Loan!
|
Guaranteed to beat your
rate
by 1%!* |
 |
If your vehicle loan is with another lender, refinance it
with us. Whatever rate you’re currently paying, we’ll beat it by at least
1%!* We’re refinancing car loans at rates as low as 4.99% APR!*
Refinance with us and you may:
• Lower your interest rate
• Lower your monthly payment
• Keep more money in your pocket
Buying a new or used vehicle? Get the same rate break - as
low as 4.99% APR!* Hurry and apply today – online, by phone or in person.
*The minimum Annual Percentage Rate (APR) for this
promotion is 4.99% APR. Offer does not apply to car loans currently financed
with the credit union. Members must meet credit union lending guidelines.

We’ve joined CU Service Centers, a shared branching
network of credit unions. That means you can now conduct most of your
Sentinel Graphics FCU transactions at more than 2,000 locations across the
nation, just as if you were in your own credit union branch.
Find out more...
We've Put Money on the Line For You!
• Credit line up to $5,000
• Instant access by writing a check
• Rates as low as 10% APR!*
Get Credit when you need it!
Now you can get pre-approved for a flexible line of credit for up to
$5,000. Withdraw cash whenever you need it - it's as easy as writing a
check! You can never tell when emergencies like hurricane damage, car
breakdown or home repairs will occur. It's reassuring to know that you
have access to cash, when you need it.
Planning Ahead Pays Off
Planning ahead means you can take advantage of low interest rates - as low
as 10% APR*. You'll have money on hand without resorting to high interest
last minute loans or credit card debit. A low interest credit line is also
a great solution for consolidating current debt.
This is Not Just A Line
Get pre-approved for up to $5,000. You'll receive special checks to access
your credit line. So when you need money, it's immediately available. It's
easy to apply online or call or come into the
credit union to secure your line of credit and peace of mind!
|
Closing Stock Prices for


We're pleased to offer a special
new service designed to make your birthday, holiday and
special-occasion gift-buying more convenient than ever before: Gift
Cards.
Gift Cards are the only gift
that's guaranteed to please. They're welcome anywhere Visa(r) debit
cards are accepted. You choose the amount. We load the card in
seconds. The recipient can choose where to go and what to buy. It's
that simple!
Click Here For More Info

|