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BALANCE
Financial Fitness
Program

Sentinel Graphics Federal Credit Union is dedicated to helping you realize your financial goals - reducing your debt, saving for higher education, buying your first home, or planning for retirement. Which is why we are excited to announce your newest benefit of membership: BALANCE Financial Fitness Program.  More info...

Find an ATM
Near You

Try one of the online ATM locators:




Running low on checks?
Reorder them online now.

Its fast, easy & convenient!


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Our credit union works hand-in-hand with CU Members Mortgage to provide you with a comprehensive selection of more than 150 mortgage products with the most competitive rates and flexible terms. Full story...

 

Holiday Skip-A-Payment

Need some extra cash for the holidays?
Skip a payment with SGFCU.

Learn more...


From the desk of Nancy Dultz, CEO Sentinel Graphics Federal Credit Union.

Sentinel Graphics FCU Remains Strong In Unsettling Economic Times

Learn more...


Audio Teller

You can conduct most of your Credit Union business by telephone in the privacy of your own home or office – anytime that’s convenient for you, 24 hours a day, 7 days a week!

All you need is a touch-tone phone, your account number and your Personal Identification Number (PIN) to check your account balances, transfer money between accounts, find out when your last payroll deduction was posted, make withdrawals, make additional loan payments, and much, much more. And it’s FREE!

Click here and find out more about our improved Audio Teller.


Arrive In Style

Greet the new year in new wheels. If you’re ready to buy a new or pre-owned vehicle, check out the deals at AutoBranch. Or head to your favorite dealership. Just make sure you have your pre-approved auto loan in hand from your credit union. Don’t get stuck with a higher rate when financing a vehicle is so easy with Sentinel Graphics FCU. Just complete a loan application. Doesn’t get much easier than that.

With rates low for new AND used cars, you’ll be sure to arrive in style wherever you go with an affordable monthly payment. Apply now, before you head to the dealership.


Attention Members...

We have completed the upgrading of our home banking and bill pay product to be in compliance with Multi Layer Authentication (MLA) rules. Your initial log on will require you to choose a question and answer it. Upon subsequent log-ins you will be asked this same question in order to access the online banking products.

We at Sentinel Graphics FCU are committed to protecting your identity and your accounts from fraudulent activity. If you should have any questions please contact us at memberservices@sgfcu.org.


REMINDER...

Sentinel Graphics Federal Credit Union will never email or call you and ask for your account number, pin number or any other personal information.

If you receive an unexpected e-mail saying your account or credit card will be shut down unless you confirm your billing information, do not reply or click any links in the e-mail body.

Please call us immediately and let us know if someone claiming to be from the
credit union contacts you requesting personal information.


Notice

Currently, when a purchase is made in a foreign country, the transaction amount is converted to U.S. dollars, and adjusted by a 1% currency conversion fee. When the transaction is posted to your account, the total amount (purchase amount plus conversion fee) appears as a single transaction on your billing statement.

Effective April 2, 2005, a 1% International Transaction Fee will be assessed on all transactions where the merchant country differs from the country of the card issuer. The converted transaction amount will be shown separately from the International Transaction Fee on your billing/account statement. This fee will be assessed on all international purchases, credit vouchers, and cash disbursements.

Change to Foreign Transaction Currency Exchange Rate:

Effective April 2, 2005, the exchange rate for transactions in a foreign currency will be at a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable central processing date plus the 1% International Transaction Fee.

 

Holiday Loans
Are Here!


 
Our Holiday
12-12-12 Loan can help with your holiday expenses. More...


Rate Break
Car Loan!

Guaranteed to beat your rate
by 1%!*

If your vehicle loan is with another lender, refinance it with us. Whatever rate you’re currently paying, we’ll beat it by at least 1%!* We’re refinancing car loans at rates as low as 4.99% APR!*

Refinance with us and you may:
• Lower your interest rate
• Lower your monthly payment
• Keep more money in your pocket

Buying a new or used vehicle? Get the same rate break - as low as 4.99% APR!* Hurry and apply today – online, by phone or in person.

    

*The minimum Annual Percentage Rate (APR) for this promotion is 4.99% APR. Offer does not apply to car loans currently financed with the credit union. Members must meet credit union lending guidelines.


We’ve joined CU Service Centers, a shared branching network of credit unions. That means you can now conduct most of your Sentinel Graphics FCU transactions at more than 2,000 locations across the nation, just as if you were in your own credit union branch. Find out more...


We've Put Money on the Line For You!

• Credit line up to $5,000
• Instant access by writing a check
• Rates as low as 10% APR!*

Get Credit when you need it!

Now you can get pre-approved for a flexible line of credit for up to $5,000. Withdraw cash whenever you need it - it's as easy as writing a check! You can never tell when emergencies like hurricane damage, car breakdown or home repairs will occur. It's reassuring to know that you have access to cash, when you need it.

Planning Ahead Pays Off
Planning ahead means you can take advantage of low interest rates - as low as 10% APR*. You'll have money on hand without resorting to high interest last minute loans or credit card debit. A low interest credit line is also a great solution for consolidating current debt.

This is Not Just A Line
Get pre-approved for up to $5,000. You'll receive special checks to access your credit line. So when you need money, it's immediately available. It's easy to apply online or call or come into the credit union to secure your line of credit and peace of mind!

Closing Stock Prices for

We're pleased to offer a special new service designed to make your birthday, holiday and special-occasion gift-buying more convenient than ever before: Gift Cards. 

Gift Cards are the only gift that's guaranteed to please. They're welcome anywhere Visa® debit cards are accepted. You choose the amount. We load the card in seconds. The recipient can choose where to go and what to buy. It's that simple!

Click Here For More Info

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Federally Insured by NCUA
up to at least $100,000

  

       

Copyright © 2004, Sentinel Graphics Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit union’s web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the credit union.