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Loan Rates
As of February 29, 2008
Call or Email for more information
Loan Rates*
| New Cars |
as low as 5.49% APR |
| Used Cars |
as low as 5.49% APR |
| Home Equity Loans |
as low as prime + 1 % APR |
| Personal Loans |
as low as 11% APR |
| New Motorcycles |
as low as 7.99% APR |
| Used Motorcycles |
as low as 7.99% APR |
| New Watercraft |
as low as 7.95% APR |
| Used Watercraft |
as low as 8.75% APR |
| Share Secured |
4%
over dividend paid on account,
6% minimum APR |
| Certificate Secured |
4%
over dividend paid on account,
6% minimum APR |
*All rates are Annual Percentage Rates and are subject to change. Rates
include a 1/2 percent discount for members with a credit union checking account,
ATM card, direct deposit, and VISA card and are based on individual's
creditworthiness. If net pay direct deposit is not available, then at least 90%
of paycheck must be deposited into a credit union account through payroll to be
eligible for a 1/2% discount. Discount not applicable to pre-existing loans,
VISA, and Home Equity loans.
VISA Card Disclosure
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| The information about
the cards described above is accurate as of 9/01. The
information may have changed after that date. To find out what
may have changed, call, write or E- mail
us at the number or address listed on the Contact
page. |
Annual percentage rate for
purchases
as low as 12.95%
9.90% for Balance Transfers |
Annual Fee - None
Minimum Finance Charge - None |
| Grace period for repayment of the
balance for purchases - 25 days
Method of computing the balances for purchases
and cash advances - Average Daily Balance (including new
purchases)
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Other Fees:
Cash Advance Fee -None
Over Limit Fee - $25.00
Late Fee - $5.00
Card Replacement Fee - $10.00
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0%
Financing
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Don’t get taken advantage of by some of these
0% offerings. If the dealer is giving you an option to get a
rebate or take 0% financing, normally taking the rebate and
financing you car with the Credit Union will put you money
ahead. |
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