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YOUR CREDIT UNION VISA CARD...
Enjoy the financial convenience and peace of mind knowing you have
borrowing power at hand whenever you need it.
LOW, FIXED RATE
Unlike other financial institutions, our rate is not variable.
That means it won't adjust upward each time the prime rate
changes.
NO ANNUAL FEE
Carry our VISA card without carrying the cost of annual fees.
There's no annual fee.
INTEREST-FREE GRACE PERIOD
Accrue no finance charges on purchases when you pay your balance
in full each month.
SPECIAL LOW APR TRANSFER RATE
Transfer the balances from other lenders' high interest rate
credit cards and pay a low rate that's not an introductory rate.
It's guaranteed until you payoff your transferred balances.
INSTANT CASH ADVANCES
Use the VISA network of Automated Teller Machines worldwide for
instant cash and there are no transaction fees.
ACCOUNT INFORMATION 24/7
Find out your VISA account balance, amount and date of your last
payment, available credit and so much more by logging on to our
web site anytime of day or night.
Around the corner and around the world, there's no easier way to
put quick cash in your pocket than with a Sentinel Graphics
Federal Credit Union VISA card. Visit the
Credit Union to receive a VISA card application, or
e-mail the loan department.
Notice
Currently, when a purchase is made in a foreign
country, the transaction amount is converted to U.S. dollars, and
adjusted by a 1% currency conversion fee. When the transaction is
posted to your account, the total amount (purchase amount plus
conversion fee) appears as a single transaction on your billing
statement.
Effective April 2, 2005, a 1% International Transaction Fee will
be assessed on all transactions where the merchant country differs
from the country of the card issuer. The converted transaction
amount will be shown separately from the International Transaction
Fee on your billing/account statement. This fee will be assessed
on all international purchases, credit vouchers, and cash
disbursements.
Change to Foreign Transaction Currency Exchange Rate:
Effective April 2, 2005, the exchange rate for transactions in a
foreign currency will be at a rate selected by Visa from the range
of rates available in wholesale currency markets for the
applicable central processing date, which rate may vary from the
rate Visa itself receives, or the government mandated rate in
effect for the applicable central processing date plus the 1%
International Transaction Fee. |
